:root {
  color-scheme: light;
  --ink: #28343a;
  --slate: #38474a;
  --blue: #536c72;
  --graphite: #69716d;
  --stone: #9b9c91;
  --limestone: #d5d0c3;
  --sand: #e5dccb;
  --cream: #f2ede2;
  --paper: #fbfaf6;
  --sage: #83977f;
  --moss: #637966;
  --teal: #6d9090;
  --sky: #9cb5bb;
  --clay: #b86f5b;
  --gold: #b79a59;
  --plum: #7b6269;
  --container: 1180px;
  --shadow: 0 12px 32px rgba(40, 52, 58, .08);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: "Segoe UI", Arial, sans-serif; font-size: 16px; line-height: 1.65; }
img, svg { max-width: 100%; }
img { display: block; }
a { color: var(--blue); text-decoration-thickness: .08em; text-underline-offset: .2em; }
a:hover { color: var(--clay); }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, [tabindex="0"]:focus-visible { outline: 3px solid var(--clay); outline-offset: 3px; }
button, input, select, textarea { font: inherit; }
.container { width: min(var(--container), calc(100% - 48px)); margin-inline: auto; min-width: 0; }
.skip-link { position: absolute; z-index: 20; left: 16px; top: 8px; transform: translateY(-150%); padding: 10px 14px; background: var(--ink); color: white; border-radius: 8px; }
.skip-link:focus { transform: translateY(0); color: white; }
.site-header { background: var(--paper); border-bottom: 1px solid rgba(40,52,58,.11); }
.header-inner { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; gap: 10px; align-items: center; color: var(--ink); text-decoration: none; font-size: .92rem; font-weight: 750; letter-spacing: -.02em; overflow-wrap: anywhere; }
.brand:hover { color: var(--blue); }
.brand-mark { width: 38px; height: 38px; flex: 0 0 auto; color: var(--moss); }
.primary-nav { display: flex; align-items: center; gap: clamp(12px, 1.65vw, 24px); }
.primary-nav a { color: var(--slate); text-decoration: none; font-size: .88rem; font-weight: 650; white-space: nowrap; }
.primary-nav a:hover, .primary-nav a[aria-current="page"] { color: var(--clay); }
.primary-nav a[aria-current="page"] { text-decoration: underline; text-underline-offset: 7px; }
.primary-nav .nav-contact { padding: 9px 16px; border-radius: 999px; background: var(--ink); color: white; }
.primary-nav .nav-contact:hover { background: var(--moss); color: white; }
.menu-toggle { display: none; }
.hero { display: grid; grid-template-columns: minmax(0, .95fr) minmax(0, 1.05fr); gap: clamp(36px, 6vw, 76px); align-items: center; padding-block: 64px 76px; }
.hero-copy { padding-block: 10px; min-width: 0; }
.eyebrow { margin: 0 0 16px; display: flex; align-items: center; gap: 10px; color: var(--moss); font-size: .72rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.eyebrow-rule { width: 27px; height: 2px; background: var(--clay); }
h1, h2, h3, p { overflow-wrap: anywhere; }
h1, h2, h3 { color: var(--ink); line-height: 1.14; }
h1 { max-width: 680px; margin: 0 0 22px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.7rem, 5.6vw, 5rem); font-weight: 500; letter-spacing: -.055em; }
h2 { margin: 0 0 18px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(1.9rem, 3vw, 2.8rem); font-weight: 500; letter-spacing: -.035em; }
h3 { margin: 0 0 10px; font-size: 1.14rem; letter-spacing: -.02em; }
.hero-intro, .page-lead { max-width: 570px; margin: 0; color: #4d5b5c; font-size: 1.08rem; line-height: 1.75; }
.hero-actions { display: flex; align-items: center; gap: 14px 22px; flex-wrap: wrap; margin-top: 28px; }
.button { min-height: 48px; display: inline-flex; align-items: center; justify-content: center; gap: 12px; padding: 11px 20px; border: 1px solid transparent; border-radius: 999px; font-weight: 700; font-size: .9rem; line-height: 1.25; text-decoration: none; cursor: pointer; transition: background-color .18s ease, color .18s ease, transform .18s ease, box-shadow .18s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--ink); color: white; box-shadow: 0 5px 14px rgba(40,52,58,.12); }
.button-primary:hover { background: var(--moss); color: white; }
.button-secondary { border-color: #aab0a8; color: var(--ink); background: transparent; }
.button-secondary:hover { border-color: var(--ink); background: white; color: var(--ink); }
.button-light { color: var(--ink); background: var(--paper); }
.button-light:hover { background: var(--sand); color: var(--ink); }
.button-small { min-height: 40px; padding: 8px 14px; font-size: .82rem; }
.text-link { color: var(--blue); font-weight: 750; text-decoration: none; }
.text-link:hover { color: var(--clay); }
.hero-note { display: flex; gap: 12px; max-width: 410px; margin-top: 42px; align-items: flex-start; }
.hero-note p { margin: 0; color: var(--graphite); font-size: .84rem; line-height: 1.5; }
.note-marker { flex: 0 0 32px; display: grid; place-items: center; width: 32px; height: 32px; border: 1px solid var(--sage); border-radius: 50%; color: var(--moss); font-size: .7rem; font-weight: 800; }
.hero-visual { position: relative; min-width: 0; margin: 0; padding: 0 0 28px 28px; }
.hero-visual::before { content: ""; position: absolute; inset: 28px 0 0 0; border-radius: 30px; background: var(--sand); z-index: -1; }
.hero-visual img { width: 100%; aspect-ratio: 1.18; object-fit: cover; border-radius: 24px; box-shadow: var(--shadow); }
.hero-visual figcaption, .page-image figcaption { display: flex; justify-content: space-between; gap: 16px; padding: 13px 4px 0 28px; color: var(--graphite); font-size: .66rem; font-weight: 800; letter-spacing: .1em; }
.section-space { padding-block: 76px; }
.guide-section { background: var(--cream); }
.section-heading { display: flex; justify-content: space-between; gap: 30px; align-items: end; margin-bottom: 32px; }
.section-heading .eyebrow { margin-bottom: 12px; }
.section-heading h2 { margin-bottom: 0; }
.section-lead { max-width: 360px; margin: 0 0 4px; color: var(--graphite); }
.guide-list { display: grid; gap: 24px; }
.guide-card { display: grid; grid-template-columns: minmax(0, .94fr) minmax(0, 1.06fr); align-items: stretch; gap: 32px; padding: 16px; background: var(--paper); border: 1px solid rgba(40,52,58,.08); border-radius: 20px; box-shadow: 0 5px 18px rgba(40,52,58,.04); transition: transform .18s ease, box-shadow .18s ease; }
.guide-card:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.guide-card > img { width: 100%; height: 100%; min-height: 250px; max-height: 330px; object-fit: cover; border-radius: 14px; }
.guide-card-content { min-width: 0; display: flex; flex-direction: column; align-items: flex-start; padding: 14px 18px 12px 0; }
.card-kicker { width: 100%; display: flex; justify-content: space-between; gap: 14px; margin: 0 0 18px; color: var(--moss); font-size: .68rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.card-kicker span + span { color: var(--graphite); text-align: right; letter-spacing: .03em; font-weight: 650; text-transform: none; }
.guide-card h3 { margin-bottom: 12px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(1.55rem, 2.3vw, 2rem); font-weight: 500; }
.guide-card-content > p:not(.card-kicker) { max-width: 560px; margin: 0 0 16px; color: #53605e; }
.card-meta { display: flex; flex-wrap: wrap; gap: 8px; margin: auto 0 20px; padding-top: 8px; }
.card-meta span { padding: 5px 10px; border-radius: 999px; background: #eaf0e8; color: #415745; font-size: .74rem; font-weight: 650; }
.guide-card .text-link { margin-top: auto; }
.planning-section { position: relative; background: var(--paper); overflow: clip; }
.planning-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: clamp(40px, 8vw, 110px); align-items: center; }
.planning-intro { position: relative; min-width: 0; }
.planning-intro > p:not(.eyebrow) { max-width: 330px; color: var(--graphite); }
.plan-stamp { position: relative; width: 130px; height: 130px; margin: 34px 0 0 8px; display: grid; place-items: center; color: var(--moss); text-align: center; font-size: .65rem; line-height: 1.35; font-weight: 850; letter-spacing: .1em; }
.plan-stamp svg { position: absolute; inset: 0; width: 100%; height: 100%; fill: none; stroke: var(--sky); stroke-width: .7; }
.plan-stamp span { position: relative; }
.planning-steps { list-style: none; padding: 0; margin: 0; border-top: 1px solid var(--limestone); }
.planning-steps li { display: grid; grid-template-columns: 48px 1fr 28px; gap: 18px; align-items: center; min-width: 0; padding: 19px 0; border-bottom: 1px solid var(--limestone); }
.step-number { color: var(--clay); font-size: .77rem; font-weight: 800; letter-spacing: .1em; }
.planning-steps h3 { margin: 0 0 3px; font-size: 1.05rem; }
.planning-steps p { margin: 0; color: var(--graphite); font-size: .92rem; }
.step-arrow { color: var(--moss); font-size: 1.25rem; }
.closing-band { display: flex; justify-content: space-between; align-items: center; gap: 30px; margin-block: 32px 76px; padding: 34px 38px; border-radius: 22px; background: var(--slate); color: white; }
.closing-band h2 { margin-bottom: 9px; color: white; font-size: 2rem; }
.closing-band .eyebrow { color: #c2d1c0; margin-bottom: 9px; }
.closing-band p:not(.eyebrow) { max-width: 590px; margin: 0; color: #e3e8e2; }
.closing-band .button { flex: 0 0 auto; }
.page-hero { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, .88fr); gap: clamp(36px, 6vw, 76px); align-items: center; padding-block: 64px 48px; }
.page-hero h1 { font-size: clamp(2.5rem, 4.7vw, 4.2rem); }
.page-image { min-width: 0; margin: 0; padding: 0 0 16px 16px; position: relative; }
.page-image::before { content: ""; position: absolute; inset: 16px 0 0 0; z-index: -1; border-radius: 24px; background: var(--sand); }
.page-image img { width: 100%; aspect-ratio: 1.25; object-fit: cover; border-radius: 18px; }
.page-image figcaption { padding-left: 8px; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 260px; gap: clamp(44px, 7vw, 92px); align-items: start; padding-top: 52px; border-top: 1px solid #e3dfd5; }
.article-copy { min-width: 0; max-width: 790px; }
.article-copy > :first-child { margin-top: 0; }
.article-copy p { margin: 0 0 17px; color: #4d5959; }
.article-copy h2 { margin: 42px 0 15px; font-size: clamp(1.65rem, 2.5vw, 2.15rem); }
.article-copy h3 { margin-top: 0; }
.article-copy ul, .article-copy ol { padding-left: 23px; color: #4d5959; }
.article-copy li { margin-bottom: 9px; padding-left: 4px; }
.article-intro { color: var(--ink) !important; font-size: 1.18rem; line-height: 1.7; }
.comparison-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin: 22px 0 28px; }
.comparison-card { padding: 20px; border-radius: 14px; background: var(--cream); }
.comparison-card h3 { font-size: 1.02rem; }
.comparison-card p { margin: 0; font-size: .92rem; }
.criteria-list { counter-reset: criteria; list-style: none; padding: 0 !important; }
.criteria-list li { counter-increment: criteria; display: grid; grid-template-columns: 30px 1fr; gap: 10px; margin: 0; padding: 12px 0; border-bottom: 1px solid #e6e2da; }
.criteria-list li::before { content: "0" counter(criteria); color: var(--clay); font-size: .76rem; font-weight: 800; }
.article-aside { position: sticky; top: 24px; min-width: 0; padding: 24px; border-radius: 18px; background: #eaf0e8; }
.article-aside .eyebrow { font-size: .65rem; }
.article-aside h2 { margin: 0 0 16px; font-size: 1.55rem; }
.article-aside ul { padding-left: 19px; margin: 0 0 22px; color: #4d5959; font-size: .9rem; }
.article-aside li { margin-bottom: 8px; }
.article-aside .button { width: 100%; }
.aside-note { margin: 16px 0 0; color: #5c6862; font-size: .78rem; line-height: 1.5; }
.article-callout { display: flex; gap: 16px; align-items: flex-start; margin: 28px 0; padding: 20px; border-left: 3px solid var(--clay); background: var(--cream); }
.callout-number { color: var(--clay); font-size: .8rem; font-weight: 850; }
.article-callout p { margin: 0; }
.related-links { display: flex; flex-wrap: wrap; gap: 10px; }
.related-links a { display: inline-flex; padding: 8px 12px; border-radius: 999px; background: #edf0eb; color: var(--slate); font-size: .84rem; font-weight: 700; text-decoration: none; }
.related-links a:hover { background: var(--slate); color: white; }
.legal-hero { padding-block: 64px 36px; border-bottom: 1px solid #e3dfd5; }
.legal-hero h1 { max-width: 850px; font-size: clamp(2.6rem, 5vw, 4.6rem); }
.legal-updated { margin: 22px 0 0; color: var(--graphite); font-size: .83rem; }
.legal-content { padding-block: 48px 80px; }
.legal-content .article-copy { max-width: 850px; }
.legal-content .article-copy h2 { font-family: "Segoe UI", Arial, sans-serif; font-size: 1.22rem; font-weight: 750; letter-spacing: -.01em; }
.table-scroll { max-width: 100%; overflow-x: auto; margin: 22px 0; border: 1px solid var(--limestone); border-radius: 12px; }
table { width: 100%; border-collapse: collapse; background: white; font-size: .88rem; }
th, td { min-width: 130px; padding: 13px 15px; text-align: left; vertical-align: top; border-bottom: 1px solid #e7e3da; }
th { background: var(--slate); color: white; }
tbody tr:last-child td { border-bottom: 0; }
.contact-layout { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(280px, .75fr); gap: clamp(34px, 6vw, 80px); align-items: start; padding-top: 44px; padding-bottom: 80px; }
.contact-panel, .contact-details { min-width: 0; padding: clamp(22px, 4vw, 36px); border-radius: 20px; background: white; box-shadow: 0 6px 24px rgba(40,52,58,.06); }
.contact-panel h2, .contact-details h2 { margin-bottom: 12px; font-size: 1.8rem; }
.form-note { margin: 0 0 24px; color: var(--graphite); font-size: .9rem; }
.form-row { display: grid; gap: 7px; margin-bottom: 17px; }
.form-row label { color: var(--ink); font-size: .88rem; font-weight: 700; }
.form-row input, .form-row select, .form-row textarea { width: 100%; min-width: 0; padding: 12px 13px; border: 1px solid #aeb5af; border-radius: 9px; background: var(--paper); color: var(--ink); }
.form-row textarea { resize: vertical; }
.form-row input.is-invalid, .form-row select.is-invalid, .form-row textarea.is-invalid { border-color: #a33f36; background: #fff7f5; }
.field-error { display: none; color: #8d3029; font-size: .8rem; }
.field-error.is-visible { display: block; }
.form-feedback { margin: 0 0 18px; padding: 13px 15px; border-radius: 10px; background: #eaf0e8; color: #304a36; font-size: .9rem; }
.form-feedback-error { background: #fff0ed; color: #7b2922; }
.contact-details { background: var(--cream); }
.contact-details address { margin: 20px 0; font-style: normal; line-height: 1.8; }
.contact-details p { color: #4d5959; }
.map-block { margin-top: 22px; overflow: hidden; border-radius: 14px; background-color: #e4e9df; background-image: linear-gradient(35deg, transparent 48%, rgba(83,108,114,.08) 49%, rgba(83,108,114,.08) 50%, transparent 51%); }
.map-block svg { display: block; width: 100%; }
.map-block span { display: block; padding: 9px 13px; color: var(--slate); background: var(--limestone); font-size: .64rem; font-weight: 800; letter-spacing: .08em; }
.site-footer { background: var(--ink); color: #f2ede2; }
.footer-main { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 56px; padding-block: 52px 38px; }
.brand-footer { color: white; }
.brand-footer .brand-mark { color: #a9c0ac; }
.footer-brand > p { max-width: 420px; color: #d2d9d5; font-size: .86rem; }
.company-details { line-height: 1.8; }
.company-details a, .footer-links a, .domain-link { color: #f2ede2; }
.footer-brand a:hover, .footer-links a:hover { color: #d4b879; }
.footer-links { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.footer-links h2 { margin: 2px 0 14px; color: #c4d0c5; font-family: "Segoe UI", Arial, sans-serif; font-size: .74rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.footer-links a { display: block; width: fit-content; max-width: 100%; margin-bottom: 9px; font-size: .85rem; text-decoration: none; overflow-wrap: anywhere; }
.footer-links .domain-link { margin-top: 14px; padding-top: 11px; border-top: 1px solid #586166; font-weight: 750; text-decoration: underline; text-underline-offset: 4px; }
.footer-links .domain-link:hover { color: #d4b879; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-block: 17px 21px; border-top: 1px solid #536066; color: #c8d0cc; font-size: .72rem; letter-spacing: .07em; }
.cookie-banner { position: fixed; z-index: 30; right: 20px; bottom: 18px; left: 20px; max-width: 1120px; margin-inline: auto; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 14px 18px; border: 1px solid #d1cbbb; border-radius: 15px; background: rgba(251,250,246,.98); box-shadow: 0 12px 42px rgba(25,35,38,.2); }
.cookie-banner[hidden] { display: none; }
.cookie-copy { min-width: 0; }
.cookie-copy strong { display: block; margin-bottom: 2px; font-size: .86rem; }
.cookie-copy p { margin: 0; color: #56615f; font-size: .79rem; line-height: 1.4; }
.cookie-actions { display: flex; flex-wrap: wrap; justify-content: flex-end; align-items: center; gap: 8px; }
.cookie-preferences { padding: 8px 7px; border: 0; background: none; color: var(--blue); font-size: .83rem; font-weight: 750; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }
@media (max-width: 1080px) {
  .header-inner { gap: 16px; }
  .brand { font-size: .82rem; }
  .brand-mark { width: 34px; height: 34px; }
  .primary-nav { gap: 12px; }
  .primary-nav a { font-size: .79rem; }
}
@media (max-width: 860px) {
  .menu-toggle { display: inline-flex; min-height: 44px; align-items: center; gap: 11px; padding: 8px 12px; border: 1px solid #c3c7bf; border-radius: 999px; background: transparent; color: var(--ink); font-weight: 700; cursor: pointer; }
  .menu-icon { display: grid; gap: 4px; width: 17px; }
  .menu-icon i { display: block; height: 2px; border-radius: 2px; background: currentColor; }
  .primary-nav { display: none; position: absolute; z-index: 15; top: 72px; right: 24px; left: 24px; padding: 12px; border: 1px solid #d9d5cb; border-radius: 16px; background: var(--paper); box-shadow: var(--shadow); }
  .primary-nav.is-visible { display: grid; gap: 0; }
  .primary-nav a { padding: 12px 13px; font-size: .95rem; white-space: normal; border-radius: 9px; }
  .primary-nav a:hover { background: var(--cream); }
  .primary-nav .nav-contact { margin-top: 6px; text-align: center; }
  .hero { gap: 36px; }
  .guide-card { gap: 24px; }
}
@media (max-width: 767px) {
  .container { width: min(var(--container), calc(100% - 36px)); }
  .header-inner { min-height: 68px; }
  .primary-nav { top: 68px; right: 18px; left: 18px; }
  .hero, .page-hero { grid-template-columns: minmax(0, 1fr); gap: 34px; padding-block: 48px 52px; }
  .hero h1 { max-width: 640px; }
  .hero-visual { padding: 0 0 18px 0; }
  .hero-visual::before { inset: 12px 0 0; }
  .hero-visual img { aspect-ratio: 1.35; }
  .hero-visual figcaption { padding-left: 4px; }
  .section-space { padding-block: 56px; }
  .section-heading { display: block; }
  .section-lead { margin-top: 18px; }
  .guide-card { grid-template-columns: minmax(0, 1fr); gap: 24px; padding: 14px; }
  .guide-card > img { min-height: 0; height: auto; aspect-ratio: 1.55; }
  .guide-card-content { padding: 0 8px 8px; }
  .card-kicker { margin-bottom: 14px; }
  .guide-card-content > p:not(.card-kicker) { margin-bottom: 16px; }
  .card-meta { margin: 0 0 18px; }
  .planning-grid { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .plan-stamp { position: absolute; top: 20px; right: 6px; width: 96px; height: 96px; opacity: .75; }
  .planning-intro { padding-right: 90px; }
  .closing-band { align-items: flex-start; flex-direction: column; margin-bottom: 56px; padding: 26px; }
  .page-hero { gap: 30px; }
  .page-hero h1 { font-size: clamp(2.4rem, 8vw, 3.6rem); }
  .page-image { padding: 0 0 12px; }
  .page-image::before { inset: 10px 0 0; }
  .page-image img { aspect-ratio: 1.45; }
  .page-image figcaption { padding-left: 2px; }
  .article-layout { grid-template-columns: minmax(0, 1fr); gap: 32px; padding-top: 36px; }
  .article-aside { position: static; }
  .contact-layout { grid-template-columns: minmax(0, 1fr); padding-top: 30px; }
  .footer-main { grid-template-columns: minmax(0, 1fr); gap: 30px; }
  .footer-bottom { flex-direction: column; gap: 6px; }
  .cookie-banner { right: 12px; bottom: 12px; left: 12px; display: grid; gap: 11px; padding: 13px; }
  .cookie-actions { justify-content: flex-start; }
}
@media (max-width: 520px) {
  .container { width: calc(100% - 32px); }
  h1 { font-size: clamp(2.35rem, 11vw, 3.2rem); }
  .hero-actions { align-items: stretch; }
  .hero-actions .button { width: 100%; }
  .hero-actions .text-link { padding: 8px 2px; }
  .card-kicker { flex-direction: column; gap: 5px; }
  .card-kicker span + span { text-align: left; }
  .comparison-grid { grid-template-columns: minmax(0, 1fr); }
  .footer-links { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 18px; }
  .footer-links a { font-size: .8rem; }
  .cookie-actions .button { flex: 1 1 145px; }
  .cookie-preferences { flex: 1 1 auto; text-align: center; }
}
@media (max-width: 399px) {
  .container { width: calc(100% - 28px); }
  .brand { max-width: 235px; gap: 7px; font-size: .76rem; }
  .brand-mark { width: 31px; height: 31px; }
  .menu-toggle { min-height: 42px; padding: 7px 9px; gap: 8px; }
  .menu-toggle-label { font-size: .86rem; }
  .planning-steps li { grid-template-columns: 34px minmax(0, 1fr) 20px; gap: 10px; }
  .footer-links { grid-template-columns: minmax(0, 1fr); }
  .contact-panel, .contact-details { padding: 20px 16px; }
  .cookie-banner { right: 8px; left: 8px; bottom: 8px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}